The Lateral Health Plan

Modern health insurance
for active over 60s

Check Eligibility Why we’re different

5.0

5.0 average rating

The Lateral Health Plan

Modern health insurance for active over 60s

Check Eligibility Why we’re different

5.0

5.0 average rating

5.0

average rating

Approved by the Financial Conduct Authority

For those with no intention of stopping

If you see your 60s and 70s as a chance to do more, not less, step this way. Our thinking is dedicated to your health, wealth and happiness. And it starts with The Lateral Health Plan. By letting the NHS do what it does best and supplementing it with private care when needed, we’ve created a more affordable health insurance just for active people like you.

Check Eligibility

Smiling woman holding a planting pot in a lush garden surrounded by green shrubs and flowers.

Smiling elderly woman holding a dirty gardening pot standing in a lush garden surrounded by various green plants.

Affordable health insurance that runs alongside your NHS care.

The new Lateral Health Plan lets the NHS do what it does best while giving you the option of private care where appropriate. It could be your next good life choice.

A price you’ve earned

Getting compliments on your age is great. Being rewarded for years of looking after yourself is even better. The Lateral Health Plan is only for fit and active people over 60. So, your premium can be lower than traditional health insurance. For a 67 year old, this would be only £150 per month.

Plays to the strengths of the NHS

The Lateral Health Plan will help you access the NHS care you’re entitled to more easily. You may not even realise how much choice you have within the NHS.

Fast track private

NHS not performing as well as you’d like for a certain condition? We’ll look at your private options for faster diagnosis or specialist treatment.

Care navigated by nurses

We talk about care, not just claims. Call our helpline and a qualified nurse will talk you through your best and most convenient options. By navigating the best of both worlds, we can get you quick access to the right NHS or private care for your needs.

Stay-healthy benefits

To help you track your health over time, there’s an annual health check included at no extra cost, worth £362. Other preventative benefits include a virtual GP or physio. Just book your slot.

Like the sound of the Lateral Health Plan?

Find out if you're eligible in just a few minutes.

Check Eligibility

There's later life and there's Lateral life.

We want to be your trusted partner for all the possibilities of life after work. The smart, creative support starts with our Lateral Health Plan.

Affordable health insurance that runs alongside your NHS care.

A price you've earned

Plays to the strengths of the NHS

The Lateral Health Plan will help you access the NHS care you’re entitled to more easily. You may not even realise how much choice you have within the NHS.

Fast track private

NHS not performing as well as you’d like for a certain condition? We’ll look at your private options for faster diagnosis or specialist treatment.

Care navigated by nurses

Stay-healthy benefits

To help you track your health over time, there’s an annual health check included at no extra cost, worth £362. Other preventative benefits include a virtual GP or physio. Just book your slot.

There’s later life and there’s Lateral life.

We want to be your trusted partner for all the possibilities of life after work. Smart support starts with our Lateral Health Plan.

A team trusted by millions

We’ve partnered with a number of specialists to provide expertise and credibility in everything from our cover to our added benefits, so that you can be rest assured you’re getting the best care in every element of our offering. Our policy is backed by A+ rated insurer Tokio Marine HCC.

Our Private GP, Digital Physio and Digital Nutrition & Lifestyle services are provided by HealthHero. Our annual health check is with leading UK provider Bluecrest. And our Digital Cancer support is offered through Reframe.

Designed specifically for you

There are complex challenges to getting the best treatment within the UK system. So, who better to create a totally new kind of health insurance for over 60s than our specialist team led by our own in-house doctor?

The result is one simple product that has been designed specifically for people over 60 with fair and transparent pricing - now that’s Lateral thinking.

Simply better experiences

When you’re dealing with a health issue, you don’t want your insurance to make you jump through hoops. So, we’ve worked hard to make policy wordings as clear and concise as possible, and your digital journey smooth.

You’ll be speaking to our customer service team based here in the UK who know our health system inside out, and our nurse navigation service gets you the right care at the right time.

Don’t get treated like any old over 60

You’ve looked after yourself for decades. Maybe you barely used the NHS or claimed on corporate health insurance. Now you’re thinking about the added protection of health insurance and your insurance quotes just got hiked due to your age.

We think your efforts deserve a little more recognition.

Our policy is backed by A+ rated insurer Tokio Marine HCC. Our Private GP, Digital Physio and Digital Nutrition & Lifestyle services are provided by HealthHero. Our annual health check is with leading UK provider Bluecrest. And our Digital Cancer support is offered through Reframe.

A team trusted by millions

Designed specifically for you

The result is one simple product that has been designed specifically for people over 60 with fair and transparent pricing - now that’s Lateral thinking.

Simply better experiences

You’ll be speaking to our customer service team based here in the UK who know our health system inside out, and our nurse navigation service gets you the right care at the right time.

Don’t get treated like any old over 60

We think your efforts deserve a little more recognition.

Proudly featured in:

9 reasons to choose the Lateral Health Plan

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One simple solution

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Transparent affordable pricing

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NHS + fast track private in one

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Annual health check worth £362

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Nurse-led care, not claims-led

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Stay-healthy benefits included

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Choose where you go and who you see

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Fairer approach to pre-existing conditions

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Low excess as standard

Find out more

Already loving Lateral life

Lateral is a simple, straightforward proposition, which is a big plus, and it is remarkably easy to get a quote.

Andrew, 61, London

I believe this is an excellent private health insurance product which has been specifically for the 60+ generation.

Phil, 67, Ascot

Lateral is the first private healthcare that's resonated with me after years of using the NHS. I like how transparent the pricing is, and I feel like I'm in control with my care options.

Sue, 68, Winchester

Finally, a health insurance brand that understands me, and a product that is tailored specifically for me.

June, 62, London

I’ve been looking for health insurance that actually recognises I’m fit, active and over 60, and Lateral is built for people like me. It’s refreshing to be my age and not be treated like I’m old.

Maurice, 63, Norfolk

No intention of stopping? Join The Club.

Yes, this is an exclusive club. It’s for those enjoying later life with a track record of looking after themselves. People like you. So, what's on the menu?

Read insightful articles on everything from preventative health hacks to off-grid travel essentials.
Share ideas with our community of other Lateral thinkers on diet, exercise and ageing well.
Save some serious money with our partner offers, from whole body wellness supplements to guilt-free snacks and drinks.

Join the club

Club articles

Healthy ageing

Why hiking is more than “just a walk”: what the evidence says

Healthy ageing

How should we be exercising to live longer? New evidence sheds light on the best way to keep active.

Healthy ageing

Healthy weight or hidden risks? Why the evidence for GLP-1 treatments in older adults isn’t straightforward.

No intention of stopping?
Join the club.

Yes, this is an exclusive club. It’s for those enjoying life in their 60s and 70s with a track record of looking after themselves. People like you. But like the best things in life, it’s free. So, what’s on the menu?

Join the club

Lateral thinking

How should we be exercising to live longer? New evidence sheds light on the best way to keep active.

Frequently asked questions

The Lateral Health Plan is a new approach to health insurance for the over 60s, so we know you’ll have questions. Here we answer some of the most commonly asked ones. If you want to know more, call us on 0203 826 8898. Lines are open Monday to Friday, 9:00 am to 5:30 pm.

The Lateral Health Plan

Modern health insurance for active over 60s

The Lateral Health Plan

Modern health insurance for active over 60s

For those with no intention of stopping

Affordable health insurance that runs alongside your NHS care.

A price you’ve earned

Plays to the strengths of the NHS

Fast track private

Care navigated by nurses

Stay-healthy benefits

Like the sound of the Lateral Health Plan?

Affordable health insurance that runs alongside your NHS care.

A price you've earned

Plays to the strengths of the NHS

Fast track private

Care navigated by nurses

Stay-healthy benefits

There’s later life and there’s Lateral life.

Proudly featured in:

9 reasons to choose the Lateral Health Plan

Already loving Lateral life

Why hiking is more than “just a walk”: what the evidence says

How should we be exercising to live longer? New evidence sheds light on the best way to keep active.

Healthy weight or hidden risks? Why the evidence for GLP-1 treatments in older adults isn’t straightforward.

No intention of stopping?Join the club.

The Lateral Nurse Navigator: all you need to know

What the world’s oldest person can teach us about the microbiome

Fracture prevention in older age - why we need to think beyond osteoporosis

Pharmacogenomics: a worthwhile genetic test for the over 60s?

Why hiking is more than “just a walk”: what the evidence says

How should we be exercising to live longer? New evidence sheds light on the best way to keep active.

Frequently asked questions